Jeff Kluver, left, and Maggie Breitenkamp, right, listen to Lee Ayers, of Webster City, during a talk about scams that are commonly perpetrated on senior citizens during the Congregate Meals lunch on Wednesday at the Senior Center in Webster City. Kluver, vice president of Availa Bank in Webster City, and Breitenkamp, a personal banker with Availa in Webster City, were accompanied by Bailey Donnelly and Abbey Fuhs, who are both Availa Bank universal bankers in Webster City, and Jackie Ubben, loan operations manager for Availa in Webster City. After the talk, the Availa staff served lunch to honor World Senior Citizens Day. An Availa Bank donation paid for the meal that was served. This information was presented during the Availa Bank talk at Congregate Meals on Wednesday: